Danish NemID
NemID is a security solution for Danish companies, private citizens. and authorities, commonly used by 5 million Danish individuals for login, online banking, public and private online services, and digital signing. A digital signature made with NemID binds the recipient just as if the document had been signed manually.
Update: The Danish Digitization Agency is currently in the process of replacing NemID with a new Danish electronic identification solution, which will be called MitID. The Ministry of Finance stated their commitment to guaranteeing cooperation between the public sector and Danish banks for correct and rapid implementation of MitID, which will be in production in mid-2021.
NemID will be phased out at the beginning of 2022 when MitID should be operational and available to all. Thereafter, you'll be able to use Penneo with your brand new eID.
Swedish BankID
BankID is the leading electronic identification in Sweden. It has been developed by several large banks for use by individuals, authorities, and companies. The customer's identification is guaranteed by the bank issuing the BankID.
Citizens can use their BankID for digital identification as well as signing documents electronically. According to Swedish law and within the European Union, BankID is an identification method that ensures Authentication of the signer. Therefore, a digital signature made with a BankID is legally binding.
Norwegian BankID
BankID is a personal and simple electronic ID for secure identification issued by all the banks in Norway. It is actively used by over 4 million Norwegians, all the country’s banks, public digital services, and an increasing number of enterprises in a wide range of sectors.
Norway follows the Act on implementation of the EU Regulation on electronic identification and trust services for electronic transactions in the internal market
(Lov om elektroniske tillitstjenester), which implemented eIDAS in Norway as of 2018 and extended the regulatory framework for secure electronic transactions. The electronic identification using Norwegian BankID meets the official requirements set forth under eIDAS for authentication and binding electronic signatures.
Users can log into their internet bank, safely identify themselves when accessing online services, and sign documents digitally.
Belgium
itsme® is an advanced mobile authentication solution launched by initiative of the Belgian Mobile ID, a consortium of four leading Belgian banks (Belfius, BNP Paribas Fortis, ING, KBC), and three of the country’s biggest telecoms operators (Orange, Proximus, Telenet) aimed at building a digital ID for all Belgians. In May 2018, a year after its launch, the mobile ID scheme was already processing one million transactions/month.
itsme® can be used to log in and confirm payments in online banking, get access to numerous different online public services, sign digitally, and create online accounts. Users can safely and quickly confirm their identity and approve transactions easily and reliably. The app complies with eIDAS standards and meets PSD2 and GDPR requirements.
Read more about Penneo's solution for Belgian companies.
Signer identity Verification
Two-factor Authentication
Content Integrity
eIDAS compliant Digital signature
A Touch signature is much safer than a conventional pen-made signature, as both the IP address of the signer and the date and time of the signature are registered and become an integral part of the final digital document. As a result, content integrity and non-alteration are still ensured.
However, it is not as secure as one made with an e-ID, nor it does meet the eIDAS Regulation requirements – therefore, we only recommend using it as a last resort.
Signer identity Verification
Two-factor Authentication
Content Integrity
eIDAS compliant Digital signature
An OpenID signature created via a Google account is valid based on the information embedded in the final digital document, namely the signer's full name, IP address, and public certificate. It provides an additional layer of security compared to the touch signature because 2FA is required.
However, this signing method may prove vulnerable to phishing and identity theft, and it may be difficult to establish the authenticity of the binding between a public key and its owner. We only recommend using it when employing an e-ID is not possible.
Signer identity Verification
Two-factor Authentication
Content Integrity
eIDAS compliant Digital signature
In addition to preserving the content integrity of the digitally signed document, the signature via eID provides certainty on the signer’s identity. Hence, it enables the creation of a digital signature as defined by the eIDAS Regulation, making an advanced e-signature with the same legal standing as a hand-made signature – in the European Union and around the world.
For the creation of eIDAS-compliant digital signatures, Penneo only allows the use of Digital IDs issued by Trusted Service Providers (TSPs) or Certificate Authorities (CAs) that are included in the EU Trusted List.
"Now the contract will be signed the same day. It would never have happened in the analogue world"
"The leases are returned signed the same day as we have sent them to signature"
"Our employees no longer have to manually control the many employment contracts"
"Our workflow has been automated and there is certainty that we will not forget something along the way."
"We get 30% more agreements signed after we implemented Penneo"
"With digital signature, we now find that a lease case can be completed within an hour or two"
"The feedback has been very positive and our customers appreciate the 100% digital deal management"
"The signed annual report will return much faster. At the same time, our employees have a much better overview of ongoing cases"
"We have never experienced such a smoth implementation when it comes to new software"
"Our savings are noteworthy because the process around the annual report is now automated"
"Now the contract will be signed the same day. It would never have happened in the analogue world"
"The leases are returned signed the same day as we have sent them to signature"
"Our employees no longer have to manually control the many employment contracts"
"Our workflow has been automated and there is certainty that we will not forget something along the way."
"We get 30% more agreements signed after we implemented Penneo"
"With digital signature, we now find that a lease case can be completed within an hour or two"
"The feedback has been very positive and our customers appreciate the 100% digital deal management"
"The signed annual report will return much faster. At the same time, our employees have a much better overview of ongoing cases"
"We have never experienced such a smoth implementation when it comes to new software"
"Our savings are noteworthy because the process around the annual report is now automated"
